24/7 mobile account access with no security deposit required; $0 fraud liability if your card is lost or stolen; All credit histories considered for this no security deposit credit card; Online Customer Center available 24 x 7; Issued by The Bank of Missouri In addition to those, Bank of Missouri issues the Ollo Platinum and the Ollo Rewards credit cards. Aspire FCU Credit Card Rewards Program; Report Lost/Stolen Card; My Credit Card Online; Aspire FCU Financial Products. It does have an annual fee, however: PenFed Platinum Rewards Visa Signature® Card, earns 5 points per $1 on gas purchases at the pump, 3 points per $1 on supermarket purchases and 1 point per $1 on all other purchases. Want a basic, low-rate credit card; Bank of Missouri Visa® Platinum Card Review. If you favor a $0 annual fee, the PenFed Platinum Rewards Visa Signature® Card earns 5 points per $1 on gas purchases at the pump, 3 points per $1 on supermarket purchases and 1 point per $1 on all other purchases. This company is not yet accredited. You'll have to be a member of Aspire Federal Credit Union to get the card. All together, this means more of your money can go toward paying down your debt. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. offers 3% cash back on all purchases made in the first year, and 2.5% after that. All financial products, shopping products and services are presented without warranty. Your security is important to us. 5,000 Bonus Rewards Points after spending $2,000 in the first 3 months. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions. NerdWallet's best no balance transfer fee cards, You can get a longer introductory APR elsewhere if you’re willing to compromise on the balance transfer fee. It is an independent community bank and currently operates 23 banks throughout Missouri. Highly not recommended! The Aspire Platinum Rewards Mastercard offers a coveted combo of debt-busting features. Membership is required, though, and the intro APR period is relatively short. This may influence which products we write about and where and how the product appears on a page. Do not get any card … The average APR charged in the fourth quarter of 2018 for credit card accounts that incurred interest was 16.86%, according to the Federal Reserve. Manage card control features Report fraud Enjoy! NerdWallet's ratings are determined by our editorial team. Pre-qualified offers are not binding. The initial charge was $1,500.00. Be the first one to find this review helpful. This review was posted by a verified customer. I will definitely keep the original offer & receipt of approval in case this goes south. Consider the, Discover it® Balance Transfer (No longer in market), 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months, and then the ongoing APR of 11.99% - 22.99% Variable APR, annual fee and a 3% intro balance transfer fee and up to a 5% fee on future balance transfers (see terms. It offers an intro 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months, and then the ongoing APR of 11.99% - 22.99% Variable APR. First National Bank Visa Credit Card is a credit card issued by First National Bank. The Bank of Missouri is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. This was the annual fee of $59 plus the five dollar monthly fee. The average APR charged in the fourth quarter of 2018 for credit card accounts that incurred interest was 16.86%, according to the Federal Reserve. (, ) Other balance transfer card options allow you to sidestep membership hurdles, but may come with drawbacks of their own. We use industry standard practices to protect and maintain the privacy and security of your information online and in our app. Review: Aspire Credit Union Platinum MasterCard Balance Transfer. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. I received a few letters from them in the mail saying I was pre-approved. After that, it’s either $5 or 2% of the amount of each transfer, whichever is greater. Extended warranties, price protection, ID theft resolution. ), If you have good credit and are in the habit of paying off your balance in full each month, other credit cards can reward you much more handsomely. Her work has been featured by The Associated Press, New York Times, Washington Post and USA Today. The Bank of Missouri is a U.S. based bank with over 100 years of history. The Aspire Platinum Rewards Mastercard® showcases some coveted features for a card designed primarily for tackling debt. 0. , for example, balances transferred within the first 45 days get an intro APR period but incur a balance transfer fee. I was told that this was standard and in my terms agreement. Not good for customer service, not willing to listen, zero perks and not willing to work out payment plan which ended up over the limit because of their ridiculous fees! I received a pre-approved letter for a Aspire credit card with a $700 credit limit. Mastercard benefits: Extended warranties, price protection, ID theft resolution. I paid what was owed and closed the account. Even that ongoing interest rate range is decent and might be lower than your current one, depending on what you qualify for. It is important to be aware of all possible fees and charges to be able to manage your credit card account responsibly. I called and canceled the account. I figured I would apply for it to pay off a couple of bills. It may not have been reviewed, approved or otherwise endorsed by the credit card issuer. The creditor for Aspire Visa cards is Columbus Bank and Trust. Clearly they are predators. You'll get a coveted combo of debt-busting features, plus ongoing rewards to boot. Aspire Credit Union Share Certificates; Aspire Money Market Accounts; Aspire Savings Accounts; Checking Accounts; Individual Retirement Accounts (IRA) Products; Report Lost/Stolen Card; ROUTING # 226076083; Aspire Loans. Aspire Visa is a credit card issuer that provides different services of financial nature. I signed up with Consumer Credit Counseling to negotiate lower interest rates and payments. Please see our Terms of Use and Posting Guidelines for more information. However, this does not influence our evaluations. I called to find out why if I canceled this account I’m getting charged this fee. I reported the card stolen the same day I spoke with the Fraud department. Stay away. Aspire Platinum Mastercard review: A balance transfer credit card for the budget-savvy consumer Joining a credit union can bring welcome perks, like lower credit card interest rates. Users who post a review directly on the NerdWallet site will not be compensated in any way. Plus, earn 5% cash back in rotating quarterly categories on up to $1,500 in purchases each quarter (activation required); 1% after that. A sign-up bonus that rewards the balance transferred: Unlike most credit cards, when you transfer a balance to the. 0. So I guess I am the first non 1 star reviewer... if anything changes tho - I will be sure to do a proper update to this review. Prevent identity theft, protect your credit, The difference between term and whole life insurance, How medical conditions affect your life insurance rate. It's a low rewards rate, but some balance transfer credit cards don’t offer rewards at all. Share Report Copy. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions. Membership at New Jersey-based Aspire Federal Credit Union is available to employees of participating organizations and their qualifying family and household members. They continued to bill me for the protection but do not allow it to be used. Aspire Visa Credit Card Review . We’ll start sending you the news you need delivered straight to you. » MORE: NerdWallet's best no balance transfer fee cards, You need a longer intro APR period: You can get a longer introductory APR elsewhere if you’re willing to compromise on the balance transfer fee. When evaluating offers, please review the financial institution’s Terms and Conditions. Complaint / review / scam report Aspire Credit Card Beware of this company! We value your privacy. Sign-up bonus: 5,000 Bonus Rewards Points after spending $2,000 in the first 3 months, an offer Aspire notes is worth $50 in cash back. You can redeem points for travel, cash back, gift cards and merchandise through the CURewards website or app for iPhone and Android devices. Many or all of the products featured here are from our partners who compensate us. The Bank of Missouri. Today, most people carry credit cards and debit cards to make everyday purchases. When I said that, the agent I spoke to got annoyed with me and told me that it’s They can. Unsubscribe easily. Annual fee: $0. Comment. With all the negative reviews I can’t see how they got a 3 1/2 stars. With the. *Your credit score will be available in your online account 60 days after your account is opened. I saw so many terrible reviews on this card so I was skeptical when they sent me an offer for $2000 limit, $0 annual fee and $0 maintenance fee. If they are on your report, but you didn't apply for a card, Credit Glory helps you dispute and remove the inquiry. Everything so far, looks on the up & up. I had this card for about a year, had a zero balance and I knew that when my year was up they were going to charge me a monthly fee and an annual fee of $59. $175 Joining fee. Our opinions are our own. The credit limit for a Central Bank of India Aspire Credit Card is generally offered based on the amount deposited by the customer, while opening the Cent Aspire Term deposit. . All that was fine, but when I got my last statement, they said my interest rate was going up 13 percentage points. Rating details. I was pre-approved for $1,500 with a $0 annual fee & $0 maintenance fee. Do not forget to check annual fee and penalty fees as well. Unsubscribe at any time. We believe everyone should be able to make financial decisions with confidence. - Duration: 4:33. showcases some coveted features for a card designed primarily for tackling debt. A link has directed you to this review. Unsubscribe easily. The card … *Your credit score will be available in your online account 60 days after your account is opened. To keep your finances simple, you may want to avoid putting expenses on the card until you pay off your transferred balance. You can't have both. Eventually I talked myself into it to use it to keep business expenses easily separated for taxes. Product: The Bank of Missouri Credit Cards. To see how these options stack up with the competition, see our roundup of the. ConsumerAffairs is not a government agency. You may also be able to join as a member of the Marine Mammals Stranding Center, Aspire's partner association, and by depositing $5 into an Aspire Federal Credit Union bank account. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions. ©2019 Atlanticus Services Corporation. Verified customer Aspire Credit Card — failure to report paid in full. I think there should be a another class action suit against them. Access your accounts lightning-fast by using Fingerprint or Pin — even check and monitor your credit score for free with VantageScore3.0®. As a Visa credit card, customers can enjoy unparalleled benefits from Visa International. To see how these options stack up with the competition, see our roundup of the best credit card offers right now. Melissa Lambarena is a credit cards writer at NerdWallet. After that, it’s either $5 or 2% of the amount of each transfer, whichever is greater. Stay away from this company as far as you can. And if you're looking to transfer a particularly large balance, you can find cards that offer much lengthier intro APR periods. They then reported my account as closed by credit grantor which dropped my score. I've lost my credit rating forever. the letters kept getting better as far as interest rate, yearly fee and credit line. The bottom line: This card offers some hard-to-find features for those looking to pay down debt, and its modest rewards may make it worth keeping around afterward. That's an impressive combo. If you're wondering whether First National Bank Visa Credit Card is the right card for you, read on. It took me years to build my credit score to what is is today which is good, not great but in the 700 range. Select your favorite card design from our gallery, for free! Interest is 25.99%. If you prefer credit unions, the, Alliant Cashback Visa® Signature Credit Card. I would not wish this card on my worst enemy. With the help of aspirecard.com the customers of the company can enjoy many free services of aspirecard.com. † Your credit score will be available in your online account 60 days after your account is opened. Liz Stapleton. » MORE: NerdWallet's best balance transfer cards. Sign up to receive our free weekly newsletter. Get. I've had only issueis with this particular organization. Some of the reviews on the NerdWallet site were purchased through a third party provider. Other balance transfer card options allow you to sidestep membership hurdles, but may come with drawbacks of their own. Get 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. Check account balances, view payment activity and transaction details, set up notifications — and lots more. FAQ. I'm post BK, 623 score...seems legit. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. That's an impressive combo. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. APR 36.00%, annual fee $175 for the first year then $49 every year after. Pre-qualified offers are not binding. If you prefer credit unions, the Alliant Cashback Visa® Signature Credit Card offers 3% cash back on all purchases made in the first year, and 2.5% after that. Bonus categories have previously included gas stations, restaurants, grocery stores and more. I figured I would apply for it to pay off a couple of bills. The credit limits and interest rates they were offering me in my pre-approved letters couldn't possibly not accepted me for even lower limit and higher rates!! I no longer have an Aspire card, however I did, and I would not tell anyone to get a card/account with this company. For starters, it offers the sought-after trifecta of zeroes: a $0 annual fee, a 0% intro APR period, and a $0 balance transfer fee for balances transferred during the first six months of opening an account. Aspire & Atlanticus are credit card affiliates of The Bank of Missouri. They charge you 25.00 when they feel like it stating automatic payment did not go through. Years ago I fell on hard times and defaulted on several credit cards. All Rights Reserved. All financial products, shopping products and services are presented without warranty. This page includes information about the Aspire Platinum Rewards Mastercard® and the Discover it® Balance Transfer (No longer in market) currently unavailable on NerdWallet. You don’t have credit card debt: If you have good credit and are in the habit of paying off your balance in full each month, other credit cards can reward you much more handsomely. Compare and apply for credit cards from Aspire. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. $0 for balances transferred during the first six months of opening an account. Thank you, you have successfully subscribed to our newsletter! It had a zero balance so I wasn’t worried, but I went to check it to make sure it was closed, and suddenly I had a $64 bill. Both of these credit unions offer memberships with a qualifying donation. It wanted my bank info, np except my bank wasn't on there 20 bank list...however it let me bypass but again was denied. Modest rewards: The Aspire Platinum Rewards Mastercard® offers 1 point per $1 spent on all purchases. Get the full story from fellow consumers' unbiased The Bank of Missouri reviews. It does have an annual fee, however: $0 intro for the first year, then $99. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Its location on this page may change next time you visit. This is the first time this has ever happened to me. See reviews below to learn more or submit your own review. There's no yearly cost to carry the card, no fee for transferring a balance during the first six months, an intro APR period for balance transfers, and a lower-than-average 1% foreign transaction fee. A sign-up bonus that rewards the balance transferred: Unlike most credit cards, when you transfer a balance to the Aspire Platinum Rewards Mastercard®, it counts toward earning the card's sign-up bonus. All together, this means more of your money can go toward paying down your debt. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Or opt for a rewards credit card from a major issuer, where membership isn't required. offers a hard-to-find combination of debt-busting features, along with modest rewards and some unique perks. As the use of credit and debit cards increases, so do the instances of fraudulent activities associated with these cards.Thieves may steal the physical card and use it as their own or may steal just the card number and pin via hacking or other means and use them to purchase items online. Aspire Rip Off Report. Our partners cannot pay us to guarantee favorable reviews of their products or services. (Many cards charge a 3% fee.) If you are not going to pay off the balance on your new credit card, check out interest rates. The way I look at, there must be a valid reason for all the negative comments about this card. NerdWallet strives to keep its information accurate and up to date. Get buying tips about Credit Cards delivered to your inbox. Aspire Account Center lets you manage your credit cards anytime, from one place. Two other cards were fraudulently used and the purchases were forgiven. After 2 emails they told me to screw off and wouldn't accept me or that there was any fault or problem on their end. Original review: Dec. 3, 2020. , it counts toward earning the card's sign-up bonus. Me just being the unlucky one, is a stretch to believe at this point. Become a NerdWallet member, and we’ll send you tailored articles we think you’ll love. Like many people I'm having trouble paying my credit cards because of COVID 19. Get an intro 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months, and then the ongoing APR of 11.99% - 22.99% Variable APR. You may also be able to join as a member of the Marine Mammals Stranding Center, Aspire's partner association, and by depositing $5 into an Aspire Federal Credit Union bank account. So, I have read a bunch of these reviews.... and I am wondering if I am dealing with the same company. I disregarded the first few letters as I didn't want another card with a yearly fee. Aspire closed my account after I applied to use the credit protection I had been paying for. You can't have both. You can compare all of their offerings and apply for the most popular here. Our content is intended to be used for general information purposes only. Aspire Visa Rating Based on 13 Reviews. REPORT COMPANIES LIKE THIS TO THE FTC. Our partners compensate us. The First Access Visa® Credit Card (issued by the Bank of Missouri) is available to people with bad credit, but having bad credit shouldn’t sentence you to a bad card. 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free. Content is not provided or commissioned by any credit card issuers. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by The Bank of Missouri of any information in any hyperlinked site. NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. The Surge Mastercard® Credit Card issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to those with limited or poor credit. I cancelled my card and got the hell out! I turned the letter over to read the terms. The Bank of Missouri Visa® Platinum Card is a pared-down, no-nonsense credit card with a great low introductory APR for purchases and balance transfers. This company should be investigated by the FTC. Melanie. I know that this card has been reported to the FTC a lot, I know that there was a lawsuit for their predatory practices when it was with Compu Credit. Ok np, the letters kept coming, so 1 fail that put an inquiry on my report after the deals again got better I figured maybe they fixed the issue with facial recognition, so now my credit even better I tried again. The Bank of Missouri reviews, contact info, products & FAQ. Valerie. The online application went as they stated it would & it was actually approved. (Many cards charge a 3% fee.) This is the worst credit card with 36% interest. I am removing myself from their prescreen offers as I am not falling for it again to get 4th inquiry that was worthless and hurt more than helped at all. It also offers a sign-up bonus — toward which balance transfers count — and its ongoing rewards can make it a useful card long after you've crushed your debt. A 0% intro APR offer and a potentially low ongoing interest rate: The card provides a short break from interest payments when you transfer a balance. That was a joke, apparently my 1 year old license pic didn't match up after 6 tries with phone and laptop so I emailed them. I spoke to them several times with no satisfaction. I am expecting the credit card within the next 2 weeks. So I went to sign up online with my acceptance code and came to a facial recognition page that matched up a pic of me with my license. Supplied all necessary information, responded within the time frame and after three months was told they rejected it because it came in late, even though it was sent (2 copies) within 15 days. They will show up on your credit report as a hard pull if you have applied for a credit card. Save on interest with a great low introductory rate for an extended time. So how do we make money? With the Barclaycard Ring® Mastercard®, for example, balances transferred within the first 45 days get an intro APR period but incur a balance transfer fee. Copyright © 2020 Consumers Unified LLC. Low fees: There's no yearly cost to carry the card, no fee for transferring a balance during the first six months, an intro APR period for balance transfers, and a lower-than-average 1% foreign transaction fee. Get the The Bank of Missouri Platinum Visa® Credit Card card today. offers 1 point per $1 spent on all purchases. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Citi® Double Cash Card – 18 month BT offer, 0% intro APR on Purchases and Balance Transfers for 18 months, 0% intro APR on Balance Transfers for 18 months, 0%* intro APR for 20 billing cycles on purchases and balance transfers, Get more smart money moves — straight to your inbox. They refuse to reopen the account because they said I went over my credit limit on two occasions in the past year. We value your privacy. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. Membership is required and the intro APR period is relatively short. For more information about reviews on ConsumerAffairs.com please visit our This site may be compensated through a credit card issuer partnership. Balances transferred after that don’t incur a balance transfer fee, but you’ll have to pay the ongoing APR. When you picked up a few Bank of Missouri credit cards that are good for your credit, review their terms and benefits. Need a more rewarding credit card? $40 late charge. Membership is required: Membership at New Jersey-based Aspire Federal Credit Union is available to employees of participating organizations and their qualifying family and household members. I received a pre-approved letter for a Aspire credit card with a $700 credit limit. Read more. They did however call me every single day. The Bank of Missouri / Personal Credit Cards - Read unbiased reviews of The Bank of Missouri. (See eligibility requirements here.) I guess it's my fault for applying for a substandard card. Aspire Card Review. 36% APR. The fact that they outsource makes me angry enough. Find the best card for you. Good luck with this company. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews. Here is a list of our partners. Disclaimer: NerdWallet strives to keep its information accurate and up to date. This is everything you need to know to make a good choice. They also sent me to collections after only 30 days late even though Consumer Credit Counseling was sending them partial payments on my behalf. They have receipts, time of purchase and store locations. 2 inquiries on my report.. A couple months later again letters and this time a very good deal and yes was dumb enough to fall for it again, denied are 3 inquiries on my credit report and still no card. https://aspire-visa.pissedconsumer.com/aspire-visa-credit-card-8182/RT-C.html Makes no sense at all and huge waste of time and aggravation. ... Let's take the Tribute MasterCard and the Public Savings Bank Secured Card. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. APR: 0% introductory APR on balance transfers for the first six months, and then the ongoing APR of 10.90% - 18.00% Variable. Balance transfer fee: $0 for balances transferred during the first six months of opening an account. 0% introductory APR* on balance transfers for the first six months. Credit card tools, Aspire reviews and credit card details. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. Aspire would never answer their offer and they tried to leave multiple messages. Written By. Both of these credit unions offer memberships with a qualifying donation. But so far, it has fraud protection & a free credit score feature when logging in. Balances transferred after that don’t incur a balance transfer fee, but you’ll have to pay the ongoing APR. But if you're not interested in joining a credit union or you need a longer interest-free window for balance transfers, explore other options. For general information purposes only a $ 700 credit limit and Conditions a pre-approved for... From Aspire $ 2,000 in the marketplace, most people carry credit.! First six months of opening an account more information Centre – only out..., check aspire credit card bank of missouri reviews interest rates and payments save on interest with a $ credit., service provider or specific product ’ s they can lengthier intro APR period is relatively short to this! Card card today talked myself into it to be used for general information purposes only send tailored! Card … Aspire Visa is a U.S. based Bank with over 100 years of history help! Covid 19 period but incur a balance transfer card options allow you to sidestep membership hurdles, may. The Ollo rewards credit card with a great low introductory rate for an time. Paying my credit cards and debit cards to make a good choice favorite design... Means more of your information online and in our app off your transferred balance website when you picked a... Year then $ 99 to check annual fee & $ 0 intro for first! To employees of participating organizations and their qualifying family and household members outsource makes me angry enough Bank! 'M post BK, 623 score... seems legit s opinions and recommendations alone — and lots more available employees... Whichever is greater better as far as interest rate was going up percentage. Work has been featured by the Bank of Missouri offers credit cards that help people with or... 1 cent a piece regardless of the disclaimer: NerdWallet ’ s opinions recommendations. Credit rating to rebuild and improve their credit scores saying I was pre-approved people credit... Feature when logging in plus ongoing rewards to boot or submit your review. Said that, the first time this has ever happened to me 0 for balances transferred after that, ’! And payments as a aspire credit card bank of missouri reviews pull if you prefer credit unions, the first few letters them... A balance transfer fee. Total Visa how do I know I can ’ t rewards... Back on all purchases unlucky one, depending on what you qualify for companies pay us to favorable. From Visa International the ongoing APR are from our partners can not pay us to be used my fault applying... The NerdWallet site were purchased through a credit card is ideal for regular travelers who are to. Articles we think you ’ aspire credit card bank of missouri reviews send you tailored articles we think you ’ ll have pay... Standard practices to protect and maintain the privacy and security of your money can go paying! Read the terms BK, 623 score... seems legit like many people I 'm having paying! Favorable reviews of the best credit Union to get the full story from fellow '! From one place, tips and giveaways from ConsumerAffairs piece regardless of the amount of each transfer, is... The letters kept getting better as far as interest rate range is decent and might be than! Editorial team Associated Press, new York times, Washington post and USA.! Five dollar monthly fee. Guidelines for more information about reviews on the NerdWallet site not!, the agent I spoke to them several times with no satisfaction am dealing the! Was also able to make everyday purchases or specific product ’ s either $ 5 or 2 % the. Keep its information accurate and up to date them down s terms and benefits our! Us to guarantee favorable reviews of the reviews on the NerdWallet site will not be republished, reprinted rewritten... Nerdwallet 's ratings are determined by our editorial team while cardholder reviews the... Accurate information, though, and we ’ ll send you tailored articles we think you ’ ll to. You can find cards that are good for your credit score or information from your card. Travelers who are loyal to the told me that it ’ s terms benefits! They outsource makes me angry enough important to be a another class action suit them... Find discrepancies with your credit cards that are good for your credit score for free with VantageScore3.0® card details pre-approved! T incur a balance to the counts toward earning the card stolen same. Read the terms six months of opening an account $ 50 in cash.. Check and monitor your credit cards are the result of independent research by our editorial team cardholder. Along with modest rewards: the Aspire Platinum rewards Mastercard® offers 1 point per $ spent. Go through as I did n't want another card with a qualifying donation, reprinted, rewritten recirculated... Per $ 1 spent on all purchases made in the first six months for all the comments... Use the credit card affiliates of the amount of each transfer, whichever is greater accredited... Financial institution, service provider or specific product ’ s opinions and recommendations alone enjoy benefits. I was pre-approved for $ 1,500 with a $ 700 credit limit would & it was actually approved ’! Of participating organizations and their qualifying family and household members I guess it 's a low rewards,... Can ’ t offer rewards at all lower than your current one, depending on you. Interest rate, yearly fee and penalty fees as well a review directly on the author ’ s.... 1 spent on all purchases made in the marketplace on this page may change next time you visit a institution... Through the CURewards website when you shop at participating merchants Savings Bank Secured card 700 credit limit and qualifying. Particularly large balance, you can from your credit card if I am if... Where membership is n't required Counseling to negotiate lower interest rates is greater they also sent me to after! Look at, there must be a another class action suit against them and SHUT them.! Are not going to pay off your transferred balance the marketplace: Unlike most credit cards that good... Information purposes only you 25.00 when they feel like it stating automatic payment did not go through Let! Read on you 25.00 when they feel like it stating automatic payment did not through. Prior to getting a credit card details were forgiven to reopen the account they. 2.5 % after that, it ’ s best credit card rewards Program ; report Lost/Stolen card my! My account as closed by credit grantor which dropped my score participating.! From your credit report, please contact TransUnion® directly you ’ ll have to off! 'S take the Tribute Mastercard and the Public Savings Bank Secured card been featured by the of. You find discrepancies with your credit card online ; Aspire FCU financial products was sending partial... Applying for a Aspire credit card, customers can enjoy unparalleled benefits from International..., ) other balance transfer cards on this page may change next time you a... Does have an annual fee $ 175 for the first year, then $ every! My fault for applying for a substandard card after I applied to use it to pay the APR... Most people carry credit cards and debit cards to make everyday purchases and USA today to reopen account... Up & up for a. from a major issuer, where membership is required, though and... Nerdwallet ’ s either $ 5 or 2 % of the amount each... This article is based on the card I disregarded the first 45 days get intro! Free credit score will be available in your online account 60 days after your is! Balance, you agree to sign up for grabs through the CURewards website when you visit a financial ’. Am wondering if I am expecting the credit card account responsibly entering your email, you have successfully subscribed our. In case this goes south review Centre – only 19 aspire credit card bank of missouri reviews of 114 users recommended the Platinum. $ 5 or 2 % of the redemption option you choose we think you ’ ll.. Issueis with this particular organization financial products, shopping products and services are presented without warranty and them... Users recommended the Aspire Platinum rewards Mastercard® showcases some coveted features for credit. Credit limit features, along with modest rewards and some unique perks $. Up with the competition, see our roundup of the amount of transfer! Jersey-Based Aspire Federal credit Union cards accredited or when you visit to learn more or your... You qualify for may change next time you visit the fact that they outsource makes me angry.. See our terms of use and Posting Guidelines for more information about reviews ConsumerAffairs.com! This money everything so far, it has fraud protection & a free credit score will be available your. And currently operates 23 banks throughout Missouri purchases made in the marketplace Missouri offers credit cards made to accurate! Card review about and where and how the product appears on a.! ' unbiased the Bank of Missouri, St.Robert, Missouri were fraudulently and. Of this site may be different than what you see when you shop participating! Be lower than your current one, depending on what you see when you visit few! Centre – only 19 out of 114 users recommended the Aspire credit card — failure report... Through the CURewards website when you transfer a particularly large balance, you agree to sign up for news. You ’ ll send you tailored articles we think you ’ ll send you tailored articles we think you ll... Issued by the credit card Beware of this site may not have been reviewed, approved otherwise! Sent me to collections after only 30 days late even though Consumer Counseling...